SBA Acquisition Deal Screen

Do not fill this in

Section 1

You

So I know who I am working for and how to reach you.

Your name *

Business email *

Mobile — optional

City, State — optional

Which describes you? — optional

Full-time searcher, first acquisition Already own an operating business Adding on to a platform I own Investor group / fundless sponsor

How will you run it? — optional

Full-time operator Absentee, existing GM runs it Absentee, I will hire a GM

An absentee structure means a replacement manager salary comes out of cash flow before coverage is tested. It moves the number.

Section 2

The Business

Three numbers do most of the work. Give me your best read even if the CIM is vague.

Name of the business *

What does it do? — optional

City, State — optional

Asking price *

If no price has been named, put 0 and note it below.

Revenue *

Most recent full fiscal year.

SDE or EBITDA *

Same fiscal year as revenue. As marketed — I will test it.

Which is it, and for what year? — optional

Real estate — optional

Included in the price Leased from seller / related party Leased, third party Available separately

Below-market rent from a related landlord is one of the most common hidden add-backs, and one of the best price levers.

Broker or intermediary — optional

Section 3

Deal Structure

If you already know how you want to fund it, tell me and I will underwrite to it. If not, leave it blank and I will propose one.

SBA debt — %

Seller note — %

Your cash — %

Total: — · SBA requires at least 10% of project cost as buyer equity and it cannot be waived.

Working capital line you want — optional

Get it at closing. Once the SBA lender blankets the assets, adding a line later is hard.

Most leverage you are willing to carry — optional

Your own ceiling often binds before the lender's does.

Would you pay above standard multiples for this one? — optional

No — market or better Yes — strategically essential Undecided

Is this a platform for a roll-up? — optional

Standalone only Platform, add-ons in years 2–3 Add-on to what I own

How many similar businesses are out there? — optional

Is the seller staying on, and for how long? — optional

Paid consulting is allowed for up to 24 months. Beyond the transition, the seller cannot stay on as an officer, director, stockholder, or employee.

Section 4

Your Read on It

This is the part a spreadsheet cannot tell me, and it is usually where the negotiation leverage is hiding. Two or three sentences each is plenty.

One thing you like about this deal *

One thing you do not like *

Anything else I should know — optional

Where are you in the process? — optional

Target closing date — optional

Zelle confirmation — optional

Including your Zelle confirmation helps us match your payment and start your screen faster.

Section 5

Documents

The CIM alone is enough to start. Everything else sharpens the answer. PDF, Excel, or Word. If a file is over 8 MB, email it instead.

Confidential information memorandum *

Financial statements — optional

P&L and balance sheet, three years plus year to date if you have it.

Business tax returns — optional

Books-to-tax reconciliation is where most surprises surface.

Your resume — optional

Industry fit is an underwriting factor, not a formality.

Please do not upload anything containing a Social Security number, date of birth, or account numbers. When we get to an application I will send you a secure folder for those.

Send It Over

I will read the package, test the earnings against what SBA underwriting actually allows, and come back with the financeable range, the risks a credit committee will raise, and five economic terms to put in your LOI.

You will receive a confirmation on screen. Brett will follow up by email, typically same day or next business day.

Enhanced Feasibility Analysis

You

The Business

Deal Structure

Your Read on It

Documents

Send It Over

Sample SBA Financing Feasibility Assessment

XYZ Plastics, LLC — SBA 7(a) & 504 Acquisition